1. The 2026 landscape in one page
2. A simple decision framework
3. How the 2026 job market should shape your choice
4. The new reality of paying for grad school
5. When grad school is probably the right move
6. When it is wiser to work first
7. Practical steps if you choose the job market
8. Practical steps if you choose grad school
9. A hybrid path: work, then sponsored education
10. How to pressure test your decision
11. Bringing it all together