1. Why platform choice matters
2. The four main application paths
3. Local education agents
4. Pure AI platforms and DIY
5. University-direct and portals
6. Hybrid AI + mentor model
7. How AI is used in admissions and visas
8. Comparison table: agents vs AI vs hybrid
9. Student profiles and examples
10. Using AI safely for SOPs and visas
11. Decision framework for 2026
12. Why a WiseScore-style approach works
13. Final checklist